Preheat oven toaster set to 350° F or on high for 10 minutes. Meanwhile, soak raisins in margarine. Set aside.
In a small saucepan, combine 1/2 cup water and sugar. Let simmer over low heat until sugar turns amber in color. Remove from heat. Add the maple syrup (from pancake mix) and mix well. Let cool for 5 minutes.
In an 8” x 4” x 4” loaf pan, arrange fruit cocktail on the bottom of the pan. Pour in syrup and let cool completely. Set aside.
In a bowl, combine pancake mix with 1 cup water. Stir until smooth and no lumps are formed. Add raisins with margarine. Mix well. Pour into pan with cooled syrup and fruits.
Bake in oven toaster for 30 minutes or until toothpick inserted comes out clean.